We shall only concern ourselves here with commercial banks (both Spanish and foreign-registered), and savings banks (which can offer almost all of the services of a commercial bank), both of which we shall here call "banks". There is a great number of banks in Spain and since April 1994, any European Union bank can open branch offices in Spain with little bureaucratic formality. You should not suffer from lack of choices. The Ministry of Finance (Hacienda) oversees the Spanish financial system in general, and the Banco de España is its instrument of monetary policy as well as the direct overseer of the banks.
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